TERMS OF SERVICE

Jumpstart Capital Advisory Group, LLC

Effective Date: February 25, 2026

Nature of Services

Jumpstart Capital Advisory Group, LLC (“Company”) provides professional business consulting and advisory services related to capital strategy, lender readiness preparation, business credit profile optimization, and capital introduction support.

The Company is not a direct lender, bank, or financial institution. The Company does not guarantee funding approvals, credit approvals, specific funding amounts, or financial outcomes.

Engagement Fees

Engagement fees compensate the Company for time, expertise, administrative processing, strategic evaluation, documentation review, and advisory execution. Engagement fees become non-refundable once services have commenced.

Commencement of Services

Services are considered commenced upon the earliest of the following:

• Execution of a signed service agreement

• Scheduling or completion of onboarding or advisory consultations

• Review of submitted documentation

• Delivery of written analysis or strategic recommendations

• Initiation of capital readiness or business credit review

Limited Refund Eligibility

Refund requests may be considered only if:

• Submitted in writing within three (3) business days of agreement execution; and

• No advisory work has commenced.

Refund determinations are made at the sole discretion of the Company.

Performance-Based Success Fee

If, as a result of advisory services and capital introductions facilitated by the Company, the Client receives funding, a performance-based advisory fee equal to fifteen percent (15%) of the total gross funds deposited into the Client’s bank account is earned.

The success fee becomes due within seventy-two (72) hours of deposit and is invoiced accordingly. Payment is required via wire transfer.

Client Acknowledgment

Clients execute a written agreement acknowledging the success fee obligation prior to capital disbursement. Failure to remit payment does not negate the earned advisory fee.

Non-Payment and Enforcement

In the event of non-payment:

• The matter may be submitted to mediation

• The account may be referred to a third-party collection agency

• The unpaid obligation may be reported to credit reporting agencies where legally permissible

• The Company may pursue recovery through small claims or civil court

Earned advisory fees constitute legally binding obligations

Digital Deliverables

Strategic plans, templates, written recommendations, and advisory materials are intellectual property of the Company and are non-refundable once delivered

No Performance Guarantee

The Company does not guarantee funding approvals, credit score changes, credit limits, or financial outcomes. All decisions are made by third-party financial institutions.

Dispute Resolution

Clients agree to contact the Company directly before initiating a chargeback or payment dispute. Improper chargebacks may constitute breach of agreement.